# Instant virtual cards for your business

Create instant virtual cards to manage subscriptions, operating expenses, and online purchases. With a unique card for every vendor, your business is better protected from over-charges and fraud.

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## What is a virtual card?

A virtual card is a unique 16-digit card number that’s digitally-generated and tied to your account. You can use a virtual card for vendors and online payments. They keep your real card number protected, and put you in control.

## Prevent fraud with virtual card controls

BILL Spend & Expense virtual cards help protect you from vendor overcharges and compromised accounts. The old way involved paying hundreds of vendors with a single corporate card, leaving your business constantly at risk. Now, you can use a unique card for every vendor with controls that you assign.

## Features of virtual cards in BILL Spend & Expense

### Global-ready

Spend online and in-person at millions of merchants in 250+ countries and territories worldwide.

## Frequently asked questions

### What are the benefits of virtual cards for business?

Virtual cards are more secure, prevent vendor fraud, limit your risk with subscriptions and recurring payments, and help control spending.

### When should businesses consider using virtual cards?

Businesses should use virtual cards whenever they shop online, make a one-time purchase, or [pay for subscriptions](https://www.bill.com/blog/manage-saas-subscriptions) and operating expenses.

### Are virtual cards safe?

Virtual cards are [safer than your plastic card](https://www.bill.com/learning/virtual-card), because they protect the original account numbers from use. Virtual cards also offer greater control over spending and a faster process for detecting and [stopping fraud](https://www.bill.com/blog/prevent-expense-fraud).

### How can your business use virtual cards for subscription management and operating expenses?

Businesses can set up a separate virtual card for each subscription or vendor, setting limits on how much can be charged and when the subscription should end. That means vendors can never overcharge you or renew your subscription unless you allow it.

## Ready to dominate your business spending?

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