BILL is the intelligent business payments platform that gives you full control over an automated, end-to-end process. With our international payments solution, you can make electronic payments to your vendors outside the U.S. for business purposes.

For international wires in local currencies, BILL offers competitive exchange rates and no wire transfer or intermediary bank fees.

To avoid high bank fees and lifting fees from intermediary banks, use BILL to deliver the payment in your vendor’s local currency. For international wires in local currency, there are no intermediary bank charges, so your vendor receives the full payment amount.

If your vendor prefers to receive the payment in USD, please refer to our pricing page for details. However, like any other USD wire, intermediary banks may charge your vendor additional fees. BILL does not have control over intermediary bank fees when you send payments in USD.

BILL also allows international card payments with Visa, Mastercard and Discover, which have a 2.9% transaction fee and are subject to the exchange rates and other fees detailed above.

BILL also allows international card payments with Visa, Mastercard, and Discover, which have a 2.9% transaction fee and are subject to the exchange rates and other fees detailed above.

Using Local Transfer, payments can be delivered up to 4 days faster than wire transfers (with local currency only). Vendors are not charged a wire receiving fee by their bank. Availability depends on the recipient’s country and payment limit threshold.

Payments made using wire transfer typically arrive within 1–3 business days. The time varies depending on the recipient country, currency, and the time it takes to receive funds from your bank account. The estimated delivery date will be provided when you schedule the payment. Typical schedules are provided here.

‍For tips on how to avoid payment delays, click here.

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Local Transfer is a faster way for businesses to send international payments to their vendors and contractors. Here’s how it works: Local Transfer allows you to send payments to your international vendor's bank account using the local payment network of the recipient’s country. It's as if you're scheduling the payment locally.

That means:

• Faster transfers—Your payments can arrive as soon as the very same day.
• $0 wire fees—There is no transaction or receiving wire fee. Your vendors get exactly the amount of local

Learn more about local transfer here.